Attention homeowners in Dallas and Luzerne County: Need an appraisal?

See the top seven reasons Pennsylvania homeowners call on G. Kutz Appraisals:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge property tax assessments
To reduce a mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a divorce in the state of Pennsylvania, when real estate needs to be divided
To settle an estate in Luzerne county or Pennsylvania by determining the true market value of the property in question


	Own a house in or near Dallas, Pennsylvania and need help deciding the price of it? Contact G. Kutz Appraisals.

At G. Kutz Appraisals, we understand the individual needs of a consumer after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. As our client, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at G. Kutz Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value assessment than yours.

Challenging Luzerne County's assessment of your property

Your local tax assessor may have your house overvalued if you live in a local area that's declining or is not appreciating as much as other properties close by. This only means you're going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from G. Kutz Appraisals is your best weapon.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. G. Kutz Appraisals is experienced in helping clients just like you abolish unneeded PMI insurance.

HELOC recently frozen?

If your house is in a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be disadvantageous from a cash flow standpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. G. Kutz Appraisals can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you would like to have a seasoned professional double-check it for preciseness or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your home.